Buy Here Pay Here - Finance suggestions

Tom Miller

My wife and I are about 7 months into business as a used car dealer.  After some research we are finding that about 30% of our potential customers are Hispanics that generally don't have enough credit to get outside financing and would prefer to make payments to us in cash.  I would love to help them out but we are pretty extended at the bank and I'm not sure I want to borrow any more.  I'm looking for suggestions on how to get that money to finance in-house.  Outside investors, etc.  Any ideas?

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