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Peer-to-peer car-sharing services have certainly helped make renting a car a lot easier, more convenient, and more affordable. With services like RelayRides or Zipcar, you can rent a car more quickly, without having to go to the office of your rental car company to pick up a car. It obviously brings many benefits to renters, who can rent a car that is parked somewhere in their neighborhood, and leave it where ever they want after they are done using it. Also, many of these services charge by the hour or even by the minute, which is quite convenient.
However, there are certain issues that those who decide to rent out their cars with these services face. For starters, there is the issue of having some stranger driving your car around town, which is a good reason to be concerned, as you can't be sure what sort of driving habits that person has. They might not treat your car as well as you do, since they don't own it, and they probably are not willing to try too hard to avoid potholes or prevent the car from getting a scratch or two.
Also, they probably don't feel too good about getting the extra miles on their car's odometer, which will bring the price down in case they decide to sell their car in the future. Plus, there is the risk of a renter stealing your car, which is a very real possibility, considering that you have no way of knowing what type of person you are renting out your car to, and some of them may just want to take your car and try and sell it to someone else or has no intention of bringing it back.
However, car-sharing services have addressed most of these issues, and have liability insurance coverage of $1 million, which can be used to compensate car owners in case their car gets stolen or damaged.